Debt Recovery

Cash flow is the lifeblood of any business – how you manage it can really make or break your business

When unpaid debts accumulate, they can hold up your business and potentially prevent you from paying staff or creditors, damaging your reputation in the process. Before it gets to this stage, we recommend seeking legal support from a debt recovery lawyer. At 360 Business Law, we offer a dedicated debt recovery service that is efficient, cost-effective and designed to achieve the results you need.

Our commercial debt recovery lawyers bring considerable experience in this often challenging area of law. Every day, they work hard to recover outstanding debts quickly and without the need for formal legal action. Where litigation is unavoidable, you will have the support of our heavyweight dispute resolution team who pride themselves on their ability to secure favourable outcomes for clients across a broad range of sectors.


A Letter Before Action (LBA) is a formal letter that requests the payment of a debt to your business and warns of the imminent issue of a court claim. It states exactly how much is owed, the date the payment should have been made, whether any interest is payable, and the threat of issuing legal proceedings for a county court judgement which will be taken if the debt is not paid by the deadline given. We know how delicate debt recovery can be, but find that most debtors act quickly upon receipt of an LBA. If you are spending more time chasing payment via email and phone than you can afford, you can call upon our dedicated team to draft a letter designed to recover the debt quickly and with minimal fuss.

A County Court judgment (CCJ) is a court order which instructs a debtor to pay the amount owed. If a debtor fails to make payment following a Letter Before Action, you can depend upon our expert team to help with legal collection including County Court proceedings, mediation services, defended legal actions, enforcement, negotiation and advocacy. While we always aim to secure a settlement outside of court, we won’t hesitate to take the necessary action in supporting your business to get the money you are owed.

For further information or to discuss a matter please telephone 0333 772 0926 or click here to email us.

Copyright © 2020 360 Business & Private Client Law Limited. All rights reserved.